How do you use which?

How do you use which?

by which is legitmate phrase to use for expressing clarification, but, in your sentence, there should be no comma after it.

Which vs that in a sentence?

Answers. In the first sentence, we use which because it doesn’t make sense to have multiple classes starting at 10:30. This means the clause is non-restrictive. In the second sentence, because there are many, many bands, we need to use that to specify the one we’re talking about, making it a restrictive clause.

When should I use that in a sentence?

Often a sentence with two parallel clauses requires the expression “and that” to introduce the second clause and link it to the antecedent common to both clauses: The senator said he might run again and, if he did, Myra Henry would be his campaign manager. A “that” is needed after “and” to make it clear for the reader.

Do you need that in sentences?

First, it’s important to know when “that” is really needed in a sentence. This word frequently attaches dependent clauses to independent clauses, and it is strictly necessary if a clause begins with certain subordinating conjunctions, such as before, while and in addition to.

Can we use two that in a sentence?

2 Answers. Yes, the words “that that” can appear in a grammatically correct sentence. The first “that” is a relative pronoun (typically used to clarify something), and the second “that” is a demonstrative pronoun (specifying the subject matter at hand).

What are some weak words?

Exact Words to Avoid

  • “ really,” “very” These words are usually unnecessary and can be cut out.
  • “ just”
  • “ that”
  • “ totally,” “completely,” “absolutely”
  • “ thing,” “it”
  • “ there was”
  • “ as” used as a subordinate conjunction.
  • “ down” or “up”

How do you write in your own words?

Paraphrasing means formulating someone else’s ideas in your own words. To paraphrase a source, you have to rewrite a passage without changing the meaning of the original text. Paraphrasing is an alternative to quoting, where you copy someone’s exact words and put them in quotation marks.

Is when you tell what you have read in your own words?

What Is Paraphrasing? When you paraphrase, you use your own words to express something that was written or said by another person. Putting it into your own words can clarify the message, make it more relevant to your audience , or give it greater impact.

Why is it important to write in your own words?

Academic writing often requires you to synthesise or explain other people’s ideas and arguments. Only in the process of putting these ideas into your own words, making them your own, will you really come to understand them. Another reason to ensure you use your own words is to avoid the possibility of plagiarism.

How will you define interest in your own words?

1a : a feeling that accompanies or causes special attention to something or someone : concern. b : something or someone that arouses such attention. c : a quality in a thing or person arousing interest.

How do you describe interest?

Interest is the monetary charge for the privilege of borrowing money, typically expressed as an annual percentage rate (APR). Interest is the amount of money a lender or financial institution receives for lending out money.

What type of word is interest?

noun. the feeling of a person whose attention, concern, or curiosity is particularly engaged by something: She has a great interest in the poetry of Donne.

What is interest in simple words?

Interest is the cost of borrowing money, where the borrower pays a fee to the lender for the loan. Generally, simple interest paid or received over a certain period is a fixed percentage of the principal amount that was borrowed or lent.

How do you use the word interest?

  1. [S] [T] All I’m interested in is justice. (
  2. [S] [T] Baseball is an interesting sport. (
  3. [S] [T] Can’t you see I’m not interested? (
  4. [S] [T] Canned food doesn’t interest her. (
  5. [S] [T] He has lost interest in politics. (
  6. [S] [T] He’s very interested in Japanese. (
  7. [S] [T] I am interested in Asian history. (

How do I calculate interest?

To calculate simple interest, use this formula:

  1. Principal x rate x time = interest.
  2. $100 x .05 x 1 = $5 simple interest for one year.
  3. $100 x .05 x 3 = $15 simple interest for three years.

Is interest good or bad?

“If you’re a saver, higher interest rates are good. You earn more interest on your savings. If you’re a borrower though, higher interest rates are bad. It means it will cost you more to borrow,” said Richard Barrington, a personal finance expert for MoneyRates.

What is a good interest rate?

According to the National Association of Federal Credit Unions, bank interest rates for a three-year unsecured loan range from 2.9% to 18.86%, with an average of 9.74%, which means anything over 10% is likely to be considered high.

What are benefits of interest?

7 benefits of an interest rate hike

  • 1 Higher returns for savers.
  • 2 Tamed inflation.
  • 3 More lending.
  • 4 More interest income for retirees.
  • 5 Stronger dollar helping US travelers.
  • 6 Stocks will trade on fundamentals.
  • 7 Would-be homebuyers may get off the fence.

Is 3.25 A good mortgage rate in 2021?

Throughout the first half of 2021, the best mortgage rates have been in the high-2% range. And a ‘good’ mortgage rate has been around 3% to 3.25%. Top-tier borrowers could see mortgage rates in the 2.5-3% range at the same time lower-credit borrowers are seeing rates in the high-3% to 4% range.

What is the lowest mortgage rate ever?

2016 held the lowest annual mortgage rate on record going back to 1971. Freddie Mac says the typical 2016 mortgage was priced at just 3.65%. Mortgage rates had dropped lower in 2012, when one week in November averaged 3.31%. But some of 2012 was higher, and the entire year averaged out at 3.66% for a 30-year mortgage.

Should I lock my mortgage rate today 2020?

If you want to avoid uncertainty and preserve the rate in your mortgage loan offer, get a mortgage interest rate lock. Interest rate locks can offer peace of mind to borrowers, but they are not foolproof—you could miss out on a lower interest rate after you lock and your loan might not close before the lock expires.

What if mortgage rates drop after I lock?

And once you lock, you can’t really unlock a mortgage. But if your rate lock expires and rates have gone down, you don’t get the lower rate. You’ll close at the rate you locked. However, many lenders will allow you to extend your lock if interest rates have risen.

What day of the week is best to lock mortgage rates?

Monday

Will mortgage rates go down in 2021?

Either way, I expect rates to remain in the 3 percent to 3.5 percent range for most of 2021.” DiBugnara envisions an enticingly lower rate range between 2.875 percent and 3.25 percent for the remainder of 2021, while Fairweather and Yun anticipate a 3.5 percent average 30-year fixed rate by year’s end.

Is 2021 a good year to buy a house?

Home prices expected to increase Prices of existing homes are projected to increase 5.9% in 2021, compared with a 10% jump in 2020, according to an average of the latest forecasts from Fannie Mae, Freddie Mac, the National Association of Realtors and the Mortgage Bankers Association.

Will mortgage rates continue to fall?

According to major housing authorities — including Fannie Mae, Freddie Mac, and the National Association of Realtors — the average 30-year mortgage rate could fall between 3.0% and 3.30% by the end of summer 2021. Many industry experts believed rates would rise further and faster in 2021.

Will mortgage rates go up in 2022?

Analysts expect mortgage rates to be higher in 2022 than they are now. Rates have shown some volatility since hitting a record low back in January. Job gains, economic growth could lead to higher borrowing costs in the future. Home prices, meanwhile, continue to climb at a steady clip in most U.S. cities.